EnglishFrançaisItaliaItaliaBéninCameroun Via Galileo Galilei 2, CAP 31057 Silea Treviso 360, Bld de la Marina, 08 BP 1186 Cotonou 341, Rue Mandessi Bell, Quartier Bali BP 12480 Douala – CAMEROUN
ESMA & AMF-UMOA
Rated
SWIFT
Member
SBLC
Guarantee
Get A Quote

By

Wilfried ADIKPETO
Improve your prudential ratios

Mid-Year Review: The Importance of Guarantees for Your Prudential Ratios

The mid-year marks a strategic milestone for your institution. In an environment where prudential requirements are becoming increasingly strict and pressure on capital is intensifying, room for maneuver is shrinking. At the same time, economic uncertainties persist, making every credit decision more critical. You must now combine regulatory compliance with the ability to sustainably finance...

African Banks and the 2026 Budget: ETC Guarantees as a Lever for Growth and Profitability

Preparing the budget for fiscal year 2026 is a pivotal moment for your bank. Beyond financial projections, it is an opportunity to strengthen your balance sheet, optimize your capital, and accelerate your growth.In a demanding regulatory environment, integrating risk guarantees is no longer just an option; it has become an essential lever for profitability. According...

Growth and Compliance: How ETC’s CRB Facilitates the Financing of the Bank’s High-Risk Clients

Optimizing Your Capital: A Key Challenge for African Banks As we approach mid-year, bank executives across Africa are likely facing a major challenge: how to meet commercial objectives while complying with increasingly stringent regulatory constraints? Managing your institution’s capital and adhering to Basel III’s concentration risk limits is now more critical than ever. The end...

Securing Large Risks: A Must for African Banks

As key decision-makers in an African bank (CEO, Risk Director, Credit Director, or Commitments Director), you constantly face the challenge of balancing growth with regulatory compliance. In today’s context, where audits and regulations are becoming increasingly stringent, securing your large risks has become a priority. It is an essential step in ensuring your institution’s stability...

Respecting Prudential Ratios in 2025: What Solutions for Banks in the OHADA Zone?

Context and Challenges for Banks in the OHADA ZoneAs a CEO, Risk Director, Credit Director, or Engagements Director of a bank in the OHADA zone, you are navigating a critical period of strategic planning and goal alignment. This phase involves validating annual goals, closing the previous fiscal year, and submitting initial prudential reports to regulators....
Two individuals exchanging an envelope discreetly under a table, symbolizing corruption.

International Anti-Corruption Day 2024 | ETC’s Commitment

Corruption, at all levels, slows down economic growth, exacerbates inequalities, and weakens public and private institutions. According to a 2021 World Bank study, corruption costs developing countries approximately $1 trillion annually, representing about 2% of global GDP. In this context, financial institutions play a pivotal role as key actors in ensuring transparency and integrity in...

ETC – Export Trading Cooperation supports the development of the industrial sector in Africa.

Today, the industrial sector represents only 11.8% of Africa’s gross domestic product (GDP), according to data from the World Bank (2021). This figure is very low compared to regions like East Asia, where industry contributes about 30% to GDP, and Europe, where it accounts for around 24%, according to a study led by the United...

African Banks | Enhance Your Solvency Through Trade Guarantees

The Trade Guarantee aims to support financing for trade, raw material purchases, and supplier payments.  In a context where cross-border transactions are increasing, non-payment risk has become a challenge for economic players. According to a World Bank study, around 80% of SMEs in developing countries face challenges in accessing adequate financing, which makes them vulnerable...

STB Online: Your Market Bonds in Just a Few Clicks

In the business world, a market bond plays a crucial role in ensuring contract execution, protecting against financial risks, and fostering fair competition. It is essential for building trust between involved parties and ensuring smooth commercial transactions. However, we understand that obtaining these bonds is not always easy for you, the players in the African...

TFB Online: Your Trade Guarantees in Just a Few Clicks

The Challenges of International Trade for African Businesses In international trade, having reliable guarantees is crucial to maintaining financial stability and fostering business growth. Regarding Africa, the perceived risk of payment default is particularly high, which is a major concern for banks and international partners. A World Bank study reveals that around 70% of banks...
1 2 3